Designed to offer long-term financing to American veterans, VA mortgage loans are issued by federally qualified lenders and are guaranteed by the U.S. Veterans Administration. The VA determines eligibility and issues a certificate to qualifying applicants to submit to their mortgage lender of choice. It is generally easier to qualify for a VA loan than conventional loans.
Why A VA Loan?
The VA Loan has many advantages that make it one of the most appealing paths to homeownership — and this great benefit is reserved exclusively to those who bravely served our country and select military spouses.
Lower Payments Easier to Qualify
0% Down Payment First-Time Buyers
Am I Eligible for A VA Loan?
A VA Loan specialist at Veterans United can help you determine if you're eligible for a VA Loan, and help you obtain your Certificate of Eligibility. In general, a veteran is eligible if he or she meets any one of these requirements:
Served 181 days during peacetime (Active Duty)
Served 90 days during wartime (Active Duty)
Served 6 years in the Reserves or National Guard
You are the spouse of a service member who was killed in the line of duty